We do the math so a perk's real value isn't a guess.
PerkVista started because every card, membership, and subscription promises "value" — but almost none of them show their work. We built a desk that does.
A desk built out of frustration with "up to $1,000 in value"
Every card issuer and membership program advertises a headline number — "up to $1,000 in perks" — that almost nobody actually redeems in full. We wanted to know what these things were worth in practice, not on a marketing page.
So we started scoring perks the way an underwriter would: real redemption value, against real cost, against real hassle. No perk gets a good score just because the brand pays well for placement.
Today that means a small team running the numbers on cards, memberships, and subscriptions every week, and publishing the score whether it flatters the brand or not.
Nothing gets a score on a hunch
Every perk goes through the same three checks before a number goes on the site.
Redeem it ourselves
Where possible, we sign up, use the perk, and record what it actually delivered — not what the terms page claims.
Weigh cost against hassle
A perk worth $500 that takes six phone calls to redeem doesn't score the same as one that's automatic.
Recheck every quarter
Terms change constantly. We rescore every listed perk on a quarterly cycle and flag anything that's been quietly devalued.
The rules we don't break
No pay-to-rank
A brand cannot buy a higher perk score or a better badge. The number is the number, sponsor or not.
Show the math
Every score comes with the breakdown behind it — cost, value, and hassle — not just a single digit to trust blindly.
Flag the downgrades
When a program quietly cuts a benefit, we update the score and say so — even if nobody asked us to check.
A small team, on purpose
Sana Malik
Spent six years underwriting credit risk before turning the same math toward reviewing perks.
Jordan Pierce
Builds and maintains the value model behind every Perk Score on the site.
Mina Aoki
Covers travel and finance perks, with a habit of actually calling redemption hotlines herself.
Kwame Boateng
Tracks quarterly terms changes across every program so scores never go stale.